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Meet the Justice Card: an Interactive Tool For Calculating the Time and Cost of Online Dispute Resolution, in Seconds
4 min read
A compass for navigating the complex world of online justice and online dispute resolution in a better way Solving a problem begins always with awareness. The world of dispute resolution is uncertain. Let’s start making it clearer and smoother. Try the new Justice Card and let us know your thoughts! And relax, this is just version 1.0! We are really excited to introduce the “Justice Card” on our website. A handy, simple calculator which aims to solve a big, complex problem. The Justice Card can help you estimate the costs of resolving a dispute, bringing clarity to the dispute resolution sector. The motivation behind the creation of the Justice Card is that whenever there is a dispute and there is a necessity to go before a court, the time and costs are always wildly unpredictable for all parties involved. Using the Justice Card, users can instantly see that resolutions have an expected delivery time measured in years rather than days or weeks, which is a significant problem demanding a solution. This problem brings uncertainties and a constant fear for the unexpected in business relationships, which we aim to reduce thanks to our upcoming online dispute resolution platform, the Open Justice Platform. Imagine a world where justice is available when needed. In our vision, justice should be fast, simple and accessible. The story behind the Justice Card We would like to tell you the story behind the Justice Card. When we came up with this idea, we spent some time researching for the most reliable data on disputes worldwide. After a lot of work, we got discouraged by the fact that there simply was not any 100% reliable source of data  for small and medium-sized disputes around the world. Most data sources make assumptions and generally tackle only one specific jurisdiction. This means that there is no comprehensive and uniform set of data related to dispute resolutions. We realized that it was impossible to achieve 100% accuracy when it came to estimating the costs and time required to solve a dispute.We finally decided to obtain our data from the World's Bank Group, Doing Business data. This source obtains data from a number of surveys they conducted. For example, according to Doing Business data, to solve a claim of 25,000 USD in Brazil (São Paulo) through a public domestic court would require 41 days for Filing and Service and 480 days for the Trial and Judgement phases. The cost would be 3,150 USD in Attorney’s fees and 1,750 USD for Court fees. So, excluding the enforcement phase, this would mean around 521 days and 4,900 USD to reach a resolution. As you can see in the screenshot above, using our calculator, you would be saving 417 days and 980 USD with the Open Justice Platform. We believe that for individuals and small and medium enterprises, these are significant numbers that make a substantial difference. This is where we feel there is a need for a better ODR platform that spans multiple jurisdictions. Today’s economy is global and therefore dispute resolution processes should reflect that. Try out our calculator at justice.jur.io! How does our calculator work? Basically, we estimated that compared to a normal public court proceeding, all the steps related to physical hearings, appointment of the judge etc. should be much quicker on the Open Justice Platform as the full procedure will be carried out online. So referring to the Doing Business data under the classification “Filing and Service” and “Trial and Judgement”, we believe that this technology will allow users to save 80% of the time. When it comes to cost evaluation, this part is quite tricky as the Open Justice Platform provides the medium through which the resolution of a dispute happens but not the service itself (e.g. offering you a legal representative that will represent you during the procedure). What we believe is that there will be a reduction of at least 20% of the fees related to the attorney and court, overall. As the entire procedure is digital, administrative expenses should be close to none. Moreover, attorneys will be able to manage the entire dispute flow online at their own convenience, so this should bring their costs down. These are still early assumptions and at Jur we are committed to continue collecting and gathering data ourselves to better quantify the improvements brought by our solution. We like to see the Justice Card as an initial attempt to share the depth of the justice problem. This will be an ongoing chapter for Jur: to try to bring more awareness and transparency when it comes to the costs and inefficiencies of the justice sector. We love the idea of being able to use a simple tool to convey the ‘why’ behind what we do at Jur. We welcome any entity or association that wants to collaborate with us to define this concept better. Please don’t hesitate to get in touch with us. We would like to hear your feedback! Try our Justice Card and let us know in our community channels what you think about it or if you have any suggestions or ideas to improve it.

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LawtechUK chooses Jur as the Delivery Partner for the Dispute Resolution Platform
Litigation fees cost SMEs £11.6bn each year in the UK and late payments are leading to the closure of 50,000 small businesses a year. The UK Government has placed a strong emphasis on defeating this issue, with an initiative that will lead to the development of a SME Dispute Resolution Platform. Jur has been selected as a partner to deal with the foundation of the platform.   Key facts: On June 2020, LawtechUK has run a Request For Proposal (RFP) to select delivery partners for the SME Dispute Resolution Platform as part of the work program to innovate the legal industry in the UK through technologyAfter the conclusion of the RFP, Jur was chosen as the delivery partner for the feasibility study on the SME Dispute resolution PlatformAmongst the partners of the initiative are researchers from Oxford University, Oxford Computer Consultants and Resolve Disputes OnlineThe platform should address the issue of late payments in the UK SME business environment A working programme to innovate justice in the UK LawtechUK is a UK government-backed initiative, delivered through a collaboration between Tech Nation, the Lawtech Delivery Panel and funded by the UK Ministry of Justice, providing cross-sector awareness and leadership, fostering transformative innovation and a targeted work programme that will help transform the UK legal sector through tech.  Since the UK Government has recognized the imperative need for ‘digital transformation’ of the legal sector, LawtechUK has been working to create a climate that supports the development and use of lawtech, including potential changes in the legislative and regulatory framework. LawtechUK’s vision is expressed through a 4-steps work programme:  The creation of a Lawtech Sandbox, which is an R&D environment to innovate, test and learn, with government backing;the development of a Small-Medium Enterprise Dispute Resolution Platform, which will be a tech-enabled resolution tool for business; Setting up an Online Hub and Training Centre; Guidance and Toolkits to help professionals, people and the community to connect, learn and receive guidance.  Jur to pose the foundation for the SME Dispute Resolution Platform We are proud to announce that Jur, in consortium with Professors of Oxford University, Oxford Computer Consultants and RDO has been selected to pose the foundation of the feasibility study for a Small-Medium Enterprise Dispute Resolution Platform. We are thrilled to be part of such an initiative, as it proves that our work is observed and valued by the international community. We believe that this is a significant step for the blockchain industry as it is a key step to increasing cooperation with existing institutions. As part of the first phase of the project, Jur will join LawtechUK as a technical delivery partner to establish the user needs and the legal mechanisms for resolution and enforcement of dispute resolution. This includes technical design, timeline and business case for the development of a full dispute resolution system. Afterwards, we will proceed by developing a proof of concept to demonstrate the findings and outcomes of the feasibility study while supporting the business case. We are aware of the responsibility we carry in this delicate role and we are honoured to be in the first line shaping the new online justice sector thanks to this initiative by the UK Government. This initiative should set a benchmark for any country as the need to develop better solutions for justice systems is real across the globe. The legaltech ecosystem in UK is rising: find more information here The £2bn late-payment problem in UK's SME and how to solve it As stated in the Request For Proposal, SMEs are the lifeblood of the UK’s economy. Representing 99.9% of the UK’s 5.9 million businesses, they employ 16.3 million people and have a combined annual turnover of £2 trillion, which accounts for 52% of all private sector turnover. Whether driving growth, opening new markets or challenging the status quo through a new product or service, SMEs are essential to the UK’s growth story. However, total annual losses to small businesses due to legal problems are estimated at £40 bn. According to the data, over 1 million individuals in small businesses suffer ill health as a result of these legal problems. Looking specifically at debts, SMEs are chasing £50bn in late payments: Each SME is, on average, chasing £31,055 across five outstanding invoices at any one time, with invoice chasing taking SMEs on average an hour and a half of every working day. The issue is pervasive, with 93% of SMEs saying that chasing late payers was an issue. Source: LawtechUK The direct cost of late payments to small businesses is reported to be £2 billion and 71% of small business owners have been kept up at night by concerns about cash flow. The Open Justice Platform and Initiative This initiative belongs to Jur’s wider plan of Open Justice for providing a better online justice supporting individuals and small and medium enterprises over 166 jurisdictions worldwide. We are looking forward to starting this exciting journey together with our community!
Launching the World’s First Multi-jurisdiction ODR Platform
Zug, 28th July 2020 Dear Community, After months of work and preparation, despite the COVID phase, we are really excited to publicly announce the Open Justice Platform. Originally named as the “Court Layer” in our whitepaper, the solution will be addressing a global problem in a radically new way, a use case made even more urgent by the COVID pandemic.  Let’s build the future of justice. The platform's initial release is scheduled for the end of Q3 of this year. This announcement has a different structure than the usual ones. Our goal is to give you a first overview of the context, reasons, and strategy of this release. More detailed information will be published over the next 3 months. Justice, as a multi-sided global problem In every country on the planet, the average time needed for getting one first instance judgment and its enforcement takes 600 days and costs around 25% of the value of the dispute. This is a sub-optimal situation today that most of us accept despite the huge losses it creates in terms of GDP, not to mention the human suffering that is associated with these injustices. This negative situation is getting even further enhanced by the COVID-19 pandemic. The dimension of the justice problem The Justice problem is global, multi-sided, and fragmented. It is not easy to estimate the size of this problem. Taking the UK jurisdiction as a reference, a recent analysis addressed some of these numbers and they are appalling. A similar approach could be taken for every other jurisdiction as well. Alongside our academic partners, we will be analyzing the data in a deeper way but it’s reasonable to say that the dimension of the problem is in order of several trillions per year (yes, you read that right). World’s first multi-jurisdiction Online Dispute Resolution.  What we propose:  A globally accessible and reliable judge for civil and commercial disputes. In  36 months from now, we want to have at least one Hub (i.e. Online Arbitration Chamber) in each one of 166 Countries where the legal framework we use is applicable (UNCITRAL Model Law). 30/60 days justice. Each Hub ensures dispute resolution of any kind (preferably targeting disputes under 1M USD value) in 30-60 days. In more complex cases (when technical consultancies are needed) it can take more. The digitalization of the process cuts the time and simplifies the bureaucracy. Affordable. The cost of this procedure is around 5% of the value of the dispute. This means that for a dispute of 100K USD of value, one or both of the parties pay 5K USD and in 30 days have a legally binding decision (an arbitration award). A unique global standard. Our model is made for being the same wherever you are. As an example, the Uber experience is roughly the same in Bangalore or in Rome or in Dubai. The car might change but the efficiency and reliability of the service is the same. A better equilibrium. In the last twelve months, we spoke with dozens of stakeholders at all levels (mostly policymakers, lawyers, arbitrators, legal counsels, CLOs, CEOs). We found an incredible response and we think that with our solution everyone gets advantaged. Governments reduce the problem of backlog in public courts. Lawyers are empowered to be more efficient. Current arbitration chambers might expand their reach to target more services that are currently uncovered. Decentralized in the features. The full trial is 100% online and enhanced in critical points by blockchain. For example, given a specific pool of arbitrators selected according to expertise, the selection is randomly generated through a DLT-based algorithm that ensures truly random selection. A peer-review system for providing, in case of need, an internal second step (or revision) of judgment and objective ongoing quality assessment of each. Advanced rating system to assess the quality/reputation of every single arbitrator, guaranteed thanks to a decentralized assessment mechanism that leverages game theory. Micro-Justice. We will keep expanding the work done on the Jur Beta Platform as R&D for addressing micro-sized claims that are not currently addressed in any way worldwide (e.g. disputes of 100 USD). Road to decentralization. We believe that in a 10-20 year timeframe new decentralized models and crypto-business models will be the leading ones. We think that justice is one sector that will benefit from decentralization. We are thrilled about the new milestone ahead and delighted to finally announce this. Stay tuned for more upcoming news! Don’t forget to check out the new landing page of the Open Justice Platform: